As people age, they tend to be more susceptible to a serious illness. During this time, it is very important that older people must purchase affordable Indiana health insurance coverage. Medicare is seeking for ways so that seniors can get the proper care that they need. Medicare is trying to reduce the number of seniors who are refused with nursing home coverage after having their hospital stays. A number of seniors are paying thousands of dollars for their nursing home care after staying in the hospital. There are many seniors who are staying in hospitals for a number of days.
These patients are also staying in regular rooms while receiving treatment. This can be costly because under the rules of Medicare, seniors should only stay for at least three days in order to qualify for coverage in Medicare. Additionally, these patients will be charged with more co-payments. Hospitals can bill them any amount for their maintenance medications and routine checkups.
As of the now, when Medicare will decide that a bill is for inpatient treatment when it should have been for observation services then the hospital may not be paid for the observation care. This will allow hospitals to place a lot of patients in the observation care. Under the pilot program of Medicare, hospitals are allowed to make another bill for observation care in case inpatient care is rejected. According to Medicare, this can take away some pressure from hospitals. Medicare officials are asking some suggestions whether they should make their rules for observation care stricter.
The pilot program will run for three years. If Medicare finds out that the inpatient care is unsuitable then the hospital can resubmit their bills. We can provide affordable Indiana health insurance coverage to every individual according to their needs and budget, just visit us at http://acceptableanswers.com or call our agents at (888) 355-7129.
