Dental insurance in Indiana is available through Acceptable Answers to Insurance. With AAI, we got great dental insurance for the whole family, at a rate we could afford.
With a good dental insurance in Indiana, you can save a lot of money on having your teeth cleaned, which helps to avoid a lot of other diseases that affect your teeth and gums. You can also get checkups at an affordable rate. How many times do we go without a regular dental checkup, just because we think we can’t afford it? I can think of two root canals I could have avoided, if I had just had the cavities taken care of in a timely manner.
So, get dental insurance in Indiana, so that you can get those fillings. You can also get it for braces! Now, there’s a savings! Kids have braces for anywhere from 2 to 8 years, depending on the corrective work they must have. For instance, an expander is not only uncomfortable for your child; it’s hard on your pocketbook, too.
Very few employers provided health insurance plans that include dental insurance. Some may contain vision, but it’s rare to find one that includes dental, as well. But, when you find dental insurance in Indiana, it’s really great if you can find one that lets you choose the doctor you want to use. If you’re working with an independent insurance agency, you can probably find a dental insurance policy that uses a doctor you want. Each company has its own provider networks, including vision and dental. So, if you tell your independent agent which dentist you want to work with, he can comparison shop through the different companies he works with to find the policy you want. Since he’s independent, he can also negotiate better coverage for you. This is comparison shopping at its best.
Besides getting your choice of dentists, you can spare yourself the paperwork and other hassles of getting dental insurance. With your provider, you can just authorize the agent to take care of the paperwork. The dentist will file the paperwork with your insurance company, and the insurance company will take care of its share of the bill.
- You can sign up for a variety of plans. For instance, the basic HMO is available to everyone. With the HMO, you use the dentists on the insurance company network. You’ll usually have copayments for services, which are often a fraction of the actual cost of services.
- You can also get a Point of Service dental plan. This is much like an HMO policy in that you have a dentist in the company insurance network, but if you want to go out of network, you can get permission to do so. The insurance company will pay its “regular and customary fees” for the work you have done.
- With a PPO, or Preferred Provider Organization, you’ll have your own dentist. You’ll pay him up front, and file for reimbursement from the insurance company Dental insurance in Indiana is a great way to keep your health.
Our friendly insurance agents are here for you and are eager to help you find the best plan for you. Visit our website or call us toll free at (888) 355-7129.
