You can get Indiana Medicare quotes free at Acceptable Answers to Insurance. Medicare is going through a lot of changes these days, with each step of the Health Care Reform implemented as the years pass. In fact, you may have heard of Medicare Advantage, or the supplement. The supplement is being phased out with Health Care Reform. The alternative is a different coverage platform to help seniors avoid falling in the donut hole.
With Medicare, you can purchase prescription drug coverage at a discounted rate. You’ll get the discount provided to insurance companies, and Medicare will pay a portion of your prescription drugs – up to a point. In the past, Medicare contributions would halt for a period of time, until you reached catastrophic coverage, at which time they would start paying again. That time where you are on your own is called the donut hole, and is the reason Medicare Advantage, or the Medicare supplement was added. The Health Care Reform would eliminate Medicare Advantage. About 1/3 of Medicare recipients participate in Medicare Advantage.
You can bet Medicare part A without paying any premiums. That’s the hospitalization part of Medicare. But for part B, you have to pay a monthly premium. It’s really low, but most people don’t trust it. That’s why you need Indiana Medicare quotes. Don’t take someone else’s word for it. You can hear all kinds of misrepresentations about how much Medicare coverage costs, but the truth is seniors get a really good discount on health insurance through Medicare. Not only are the policies quite affordable, the discounts you get on medicine are great. You can get generic brands for as little as $1.50, with $3.50 as an average. Name brand drugs, if not available in generic form, are significantly discounted, making your maintenance medications more affordable.
Medicare Advantage is part C. This, and Medicare part D, which is prescription coverage, are administered by private insurance companies. That means you go to an insurance agent to get a policy, and the insurance company takes care of your payments. This was done to take a step toward privatization of Medicare in 2003. It doesn’t cost extra to use an insurance agency for these policies, and they are the only way you can get policies.
So, contact your insurance agent, or go online at the link provided above. You’ll get Indiana Medicare quotes free, and you’ll be surprised at how affordable it really is.
Our friendly insurance agents are here for you and are eager to help you find the best plan for you. Visit our website or call us toll free at (888) 355-7129.
