Graduating from college is a very exciting time. After learning a lot from school and life, you will be leaving your friends and concentrate on your career path. But there is one thing that most people overlooked and this is the medical insurance Indiana. Students are now allowed to stay in their parents’ policies until they reach 26. They can even stay in their parents’ policies even if they are not in college anymore. However, if you keep on paying for those benefits which you do not need then you will just be wasting your money.
Most graduates are obtaining medical insurance Indiana from the employers of their parents. This is beneficial since some part of the premium is being paid by the employers each month. The plan is also tax deductible. These plans are great since they offer comprehensive benefits. The problem with this plan is if you add a dependent such as your spouse or children then the employer will no longer pay for the entire cost. Sometimes they pay a portion of the dependent’s benefits but oftentimes the entire cost is paid by the employee. However, this is still a good deal especially if you have a lot of dependents or you have a chronic medical condition. But if you only have to cover one dependent that is healthy then there are better options for your medical insurance Indiana coverage.
Some people are opting for catastrophic coverage that can fill the gap between graduation and their job. Sometimes these plans are also known as short term health insurance plans. The coverage of these plans can start right away. It has a simple process since they do not require medical records. There are different types of quotes that you can obtain at AcceptableAnswers.com. Our agents can guide you in finding the right plan; just call us at (888) 355-7129.
